Holiday Home Finance Specialists

Sure Finance have a range of finance options for customers looking to buy a new or used Static Caravans or Holiday Lodges. Our finance options include Hire Purchase, Secured Loans and Unsecured Loans, allowing you to purchase either directly from a site or privately. Interest rates from 7% APR.

Sure Finance

Sure Finance are the UK’s number one holiday home finance specialists. Our team have decades of experience providing Hire Purchase, Secured Loans and Unsecured Loans options for new and used Static Caravans and Holiday Lodges.

If you have found a new or used Static Caravan or Lodge or are simply looking at your finance options, please get and touch and chat to our leisure team to discuss your choices. The quickest way to contact us is either by calling our Freephone Number — 0141 846 4826 or by completing our Enquiry Form which can be found at the foot of this page.

What Finance options do you have?


At Sure Finance, we have an ideal product for just about everyone. From Hire Purchase to Secured Loans and Personal Loans.

Hire Purchase

Why not spread the cost of your new or used Static Caravan or Lodge with our Hire Purchase option— It’s an ideal solution to buying a holiday home. Agreements are arranged quickly, usually between 7-14 days. There are also no borrowing limits either.

Our unique Hire Purchase option also allows customers to buy their holiday home through their business or limited company too. Get in touch and ask a member of our team for details.

Secured Loans — No deposit necessary

A Secured Loan is an attractive options to homeowners. Using your home as security, it is possible to have a repayment period, sometimes up to 25 years but with no early repayment charges. Poor credit histories also considered. No deposit is required for a Secured Loan and purchases usually take between 14 to 28 days to conclude. There are also no borrowing limits.

Personal Loans


For homeowners and none-homeowners, a Personal Loan might be the ideal option to buying your holiday home. It’s perfect for customers looking to borrow up to £35,000 and funds can be available within a few days. Get in touch and ask for details.

Soft credit searches

Once you have decided which one of our finance options best suits your needs — whether that be Hire Purchase, Secured Loan or Personal Loan, the next stage would be a ‘soft credit search’. This unique search will not leave an imprint on your credit report and most importantly has no impact on your credit score either, it simply tells you which lender is available to you at what rates they can offer you.

So, if you want to know which finance product or loan deal is suited to you, just get in touch either by email or by completing our quick Enquiry Form at the foot of this page.

Holiday home finance with a poor credit history

For some lenders a poor or adverse credit history can be a red flag – but not for us. We appreciate that no two customers’ circumstances are the same, so that’s why we have a range of finance products and loan deals to match everybody’s needs and circumstances.

Am I restricted to where I can buy from?

Probably the most frequently asked question we’re asked is ‘where can I buy from?’ — well the simple answer is, just about anywhere. You can buy your new or used Static Caravan or Holiday Lodge from most parks or private sellers. Our lending panel won’t impose any restrictions on where and from whom you can buy from.

It’s all too easy to get swept away at the prospect of becoming the proud owner of a holiday home, however, our judgement can get clouded with excitement, leaving us susceptible to signing a finance agreement we would normally have given more thought — which could potentially cost thousands of pounds in monthly and annual interest fees.

Sure Finance has a broad range of deals and finance products at our disposal, including Hire Purchase, Secured Loans and Personal Loan, with rates starting from as little as 7% APR. To ensure you don’t get caught in a salesman’s flytrap, take a step back before you sign on the dotted line and speak to the holiday home finance and loan experts.

Can I sublet my holiday home?

Being the proud owner of a holiday home, such as Static Caravan or Holiday Lodge will mean extra outgoings every month. To help supplement your income, some customers choose to let out their holiday home for a few weeks of the year, or more. This additional income can cover or at least off-set the annual costs of running a holiday home, such as site fees. Should you choose to let your holiday home out more frequently the additional income could even cover the cost of your monthly loan repayments too.

A word of caution, if it’s your plan to let out your holiday home, it’s best to check with the park owner and ask for their permission as well as reading a copy of their terms and conditions, just in case there are any clauses preventing you from renting your holiday home out.

How to get in touch?

To find our more details about our Hire Purchase, Secured Loans or Personal Loans simply complete our online enquiry form of call our Freephone Number on 0141 846 4826.