Static Caravan Finance

Sure Finance is the leading specialist in the UK for financing both new and used static caravans. Our expert team has assisted thousands of customers in securing finance for their ideal static caravan.

Should you have identified a static caravan for purchase or merely wish to explore your financing possibilities, please contact Sure Finance at our number 0141 846 4826, or fill out our brief enquiry form. A team member will then get back to you at a convenient time.

What Are Your Static Caravan Finance Options?

Selecting the appropriate finance option can be challenging when purchasing a Static Caravan, which is why we aim to simplify the process and clarify your choices in straightforward English. At Sure Finance, you have two options: Hire Purchase (HP) and Secured Loans. Below are the specifics for each option:

Hire Purchase


For many customers purchasing a Static Caravan, Hire Purchase emerges as the preferred option. HP entails paying an upfront deposit and features a repayment term usually spanning up to 7 years, often with the possibility of an optional balloon payment. Transactions typically complete within 7 to 14 days, ensuring a relatively swift process. A good credit record is typically preferred, facilitating smoother approval.

Limited companies can also apply for Hire Purchase – for more information, please request to discuss with one of our team members.

Secured Loan


A Secured Loan stands out as a particularly appealing option for many homeowners. By offering your home as security, you could benefit from a repayment term that extends up to 25 years, making the repayments more manageable. This product is also open to a variety of credit histories as well. A deposit isn’t needed for a Secured Loan, and transactions are generally completed within 14 to 28 days.

Where Can I Buy My Static Caravan From?

One of the most common questions we receive is, “Where can I buy a static caravan from?” The simple answer is that you can purchase one from virtually anywhere you prefer. Whether it’s from a park or through a private sale, many lenders do not impose restrictions on where or from whom you can buy your static caravan.

Apply for Static Caravan Finance in Advance

Even if you haven’t chosen your Static Caravan yet, you can still arrange your finance ahead of time. By organising your finance before you begin your search for the ideal holiday home, you’ll have the assurance that when you do find it, your finance is already secured. This positions you to negotiate from a position of strength, knowing that your Static Caravan finance is sorted and ready to go.

Get the best deal — not the only deal!

Sales staff at parks often have close connections with a single lender, which can lead customers to overlook potentially better options. Our range of options can substantially decrease your monthly repayments and the total purchase cost of your Static Caravan. With a choice of Hire Purchase and Secured Loans available, starting from just 7% APR, it’s worth reaching out to us before finalising any legal or finance agreements. You’ll still get the Static Caravan you desire, but you could save a significant amount on repayments and even on the deposit.

Soft Credit Searches

Once you’ve selected your preferred finance option, with your verbal consent, we’ll conduct a ‘soft credit search‘ on your credit file to determine the most suitable product for you. Importantly, soft searches are not visible to lenders, so there’s no adverse effect on your credit score or any future credit applications. Only you can see the number of soft searches you’ve made.

Static Caravan Finance with a Poor Credit History

Feeling hindered by a less-than-perfect credit history? If so, there’s no need to worry. We understand that each customer’s situation is unique, and that’s why we take pride in our flexibility to provide static caravan finance and loans tailored to everyone – even those with a poor or adverse credit history.

We exclusively collaborate with reputable lenders who exercise due diligence for every applicant. This includes conducting affordability checks to ensure individuals do not take on more debt than they can reasonably afford to repay. These careful measures allow customers to fully enjoy their dream holiday home without the stress of financial strain.

Can I Sublet My Static Caravan?

To generate extra income from your Static Caravan, many owners choose to let it out from time to time. Most Static Caravan parks permit owners to rent out their caravan, offering a great opportunity to supplement annual site fees or even cover them entirely. However, before advertising your caravan, it’s advisable to check with your park to ensure there are no objections or restrictions in place.