Finance Commission Disclosure Statement

1. Our credit-broking services

Sure Finance are trading names of The Hub Branding Consultancy Ltd, company number SC346006 incorporated in Scotland, whose registered address is 89 Seaward Street, Glasgow, G41 1HJ.

(“we”, “us”, “our”) are able to offer you credit-broking services to help finance the purchase of your holiday home through our commercial arrangements with a number of lenders and brokers.

If we arrange finance for you, we may receive a commission, fee or other financial consideration (our “income”) from the lender for doing so. Our income varies from lender to lender depending on the contractual and commission arrangements that we have in place.

2. Commission disclosure

If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income that we will receive for arranging finance for you. If you make such a request, we will disclose the amount to you without delay.

You can make a disclosure request at any time and by any means including over the phone, by email, in writing. You may email david@thehubagency.com or write to The Hub Branding Consultancy Ltd 89 Seaward Street, Glasgow, G41 1HJ.

3. Commission arrangements

We have different commission arrangements in place with each of our lenders. The income that we earn may be a fixed fee or a fixed percentage of the amount borrowed.

Our commission arrangements with our lenders have been negotiated and agreed in advance. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit.

Written by David Clelland, Managing Director, Sure Finance

What our customers say

Super professional staff, supportive, and very efficient. Recommend without hesitation.

Email:	info@sureleisurefinance.co.uk
Tel:	0161 563 0807

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Further Info

Important Financial Disclosure

LOANS – Rates from 3.65% variable. We also have a range of plans with rates up to 65.2% allowing us to help customers with a variety of credit circumstances. Representative 8.6% APRC variable.

Representative Example: If you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable), you would make 120 monthly payments of £122.71. The total amount repayable will be £14,725.20. This includes a lender fee of £495 and a broker fee of £1,000 which are added to the loan balance. The overall cost for comparison is 8.6% APRC representative. Maximum APR 65.2%.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Regulatory & Broker Status

Sure Finance is a trading style of The Hub Branding Consultancy Limited. Registered in Scotland. Registered Office: 89 Seaward Street, Glasgow, G41 1HJ. Company Registration Number: SC346006.

Sure Finance is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 816876.

Sure Finance is not a lender but is an authorised credit broker that introduces prospective borrowers to lenders for the purposes of entering into a regulated lending agreement.

Sure Finance does not charge customers an upfront fee for using its credit broker services. However, we receive a commission from lenders or other specialist brokers if a customer successfully enters into a consumer credit agreement following an introduction through this website. This commission variation may occasionally impact the specific product recommended or the ultimate amount payable by the consumer.
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