Holiday Lodge Finance

Sure Finance are the UK’s leading specialists for Holiday Lodge finance and loans. With decades of experience, our team of advisers have assisted hundreds of customers secure the finance and loans necessary to secure their dream Holiday Lodge.

If you are at the beginning of your journey or perhaps have identified a Holiday Lodge and need to know what finance options and loans are available, get in touch with Sure Finance — our Freephone number is 0141 846 4826 or simply complete our quick Enquiry Form and a member of our team will call you back at a time convenient to you.

What finance options do you offer?


Sure Finance have a range of options to suit almost everyone’s preference — from Hire Purchase (HP), Secured Loans to Personal Loans. See below for details on each option.

Hire Purchase

Hire Purchase (HP) is often the preferred route to financing a Holiday Lodge, either for personal or business use. Our lenders require an initial 20% deposit with the balance repaid over a maximum term of 7 years. Purchases generally take no more than 7 to 14 days to complete.

Hire Purchase is also an option through limited companies too. Please ask a member of our team for details.

Secured Loans


This is a very appealing option and one frequently chosen by homeowners. By using your home as security, customers have the option to repay their loan over a period up to 25 years — but with no early repayment charges. We also have a variety of lenders at our disposal too, meaning we can cater for a range credit profiles. No deposit is necessary for a Secured Loan and completion generally takes between 14 to 28 days.

Personal Loans


For non-homeowners in particular, a Personal Loan may be an ideal solution. Our lenders can fund up to £35k with a maximum repayment period of 5 years. Funds can be arranged quickly, sometimes the next day. Get in touch and ask for details.

Where can I buy my Holiday Lodge from?

A frequently asked question is — ‘where can I buy my Holiday Lodge from?’ Thanks to Sure Finance you can buy your Lodge from most parks or private sellers in the UK, the choice is entirely yours.

Interest rates from just 7% APR

Interest rates for Holiday Lodge purchases start from only 7% APR. Our rates and products have built-in features allowing you to choose your preferred repayment term up to 25 years (Secured Loans only) with the option to overpay or even repay your loan altogether with no penalties.

Soft credit searches

If you are going to be financing your Holiday Lodge, why not investigate your options and arrange a ‘soft search’ in advance — this information will be vital to you knowing what options are available to you. Crucially, soft searches are not seen by lenders and will not have a negative or long-lasting negative effect on your personal credit file whatsoever. The sole purpose of a soft search is simply to find our which lenders best match your circumstances and what their rates would be.

Holiday Lodge Finance with a poor credit history

Sure Finance can help you purchase the dream Holiday Lodge you’ve always wanted, regardless if you have a poor or adverse credit history. We regularly assist customers secure their dream Holiday Lodge and have a panel of specialist lenders and deals available, even if you have had adverse credit issues.

Can I sublet my holiday lodge?

To help supplement the running costs of your Holiday Lodge many parks actively encourage owners to let their Holiday Lodge out and even invite you to join their letting schemes. Some parks take all hassle away by organising your bookings, check-ins and check-outs and even the cleaning and inventory. All you have to do is to tell them when you want to use your Lodge and when it can be let out. All site terms and conditions are unique, so it is best to check your site’s particular letting policies first before you purchase your holiday lodge.