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Static Caravan & Lodge Finance Calculator
Since 2018, Sure Finance has been recognised as one of the leading credit brokers for static caravan finance. We offer flexible loans from £10,000, with rates from 6.5% APR and repayment terms up to 20 years — helping you buy your dream holiday home.
Financing a static caravan or lodge doesn’t have to be complicated or expensive. Use our loan calculator to estimate your monthly repayments and see how affordable your dream static caravan or lodge could be.
- No deposit required
- Loan terms up to 20 years
- Rates from 6.5% APR
How Our Finance Calculator Works
Our calculator provides an instant estimate of your potential repayments based on your loan amount, term, and interest rate. Keep in mind that this is an estimate — your actual offer will depend on your financial circumstances and lender criteria.
Why use a secured loan to buy a static caravan or lodge?
- Often lower interest rates than hire purchase (HP)
- Own your holiday home outright from day one
- No deposit required
- Borrow up to £500,000 with flexible repayment terms
Want a personalised quote? Apply now for a free assessment!
Why Choose Sure Finance?
We make securing finance for your static caravan or lodge simple, fast, and stress-free.
- Loan deals from a panel of specialist UK lenders
- We do the legwork — matching you with a suitable lender
- We handle your paperwork and all lender liaison
- Quick approvals — get an offer in principle the same day
- FCA-regulated finance specialists
Check your eligibility today with no impact on your credit score!
Example Loan Options
See how much your monthly payments could be with a secured loan:
- Loan Amount: £60,000 | Term: 10 Years | APR: 6.5% | Monthly Payment: £681
- Loan Amount: £40,000 | Term: 15 Years | APR: 6.5% | Monthly Payment: £348
- Loan Amount: £75,000 | Term: 20 Years | APR: 6.5% | Monthly Payment: £559
How to Apply for Finance?
Applying for a secured loan for a static caravan or lodge is simple and fast.
Our 4-Step Process:
- Complete our two-minute application form online.
- We call you back and explore your options.
- You receive an offer in principle on the exact same day (if approved).
- We handle everything — valuations, paperwork, lender liaison — and you receive your funds.
Start your application today — no impact on your credit score! Alternatively, you can speak directly with our team on 0161 563 0807.
FAQs
To apply for finance, you’ll typically need to provide proof of income, recent bank statements, and a valid form of identification like a passport or driver’s licence. Some lenders may also require details of existing debts or other financial commitments to assess affordability.
Yes! We work with a range of specialist lenders who consider applicants with poor credit history, CCJs, and missed payments. While a higher credit score may secure a better interest rate, we can still help you find an alternative path, as outlined in our bad credit holiday home finance guide.
The approval process is fast and efficient. You can receive an offer in principle on the same day, and once approved, funds are typically available within our normal 1–4 week application timeline, depending on lender requirements and any property valuation processes.
Absolutely! Secured loans can be used for both new and pre-owned lodges or static caravans, as long as the asset meets lender requirements. This makes a loan the ideal option for purchasing a holiday lodge or static caravan from private sellers or parks that don’t offer in-house finance. It gives you the immediate cash power to easily buy private sale caravans and lodges at highly competitive rates.
Some lenders allow overpayments or full early settlement with minimal or no penalties. It’s always best to check with your finance provider before committing, as some agreements may include an early repayment charge.
A secured loan allows you to own your lodge outright from day one, with lower interest rates and longer repayment terms up to 20 years. Hire Purchase (HP) requires a deposit and shorter repayment terms, and you won’t own the asset until the final payment is made. For a deeper look at these mechanical and structural differences, read our full analysis on secured loans vs hire purchase agreements.
Yes! If you already have an existing finance agreement, you may be able to refinance at a lower rate, reduce your monthly payments, or consolidate debts into a more manageable repayment structure.
Trusted & Secure Finance
- FCA-regulated broker introducing you to the right lender matching service
- Trusted by thousands of holiday home buyers
- Partnered with major lenders like Shawbrook Bank, United Trust Bank & Pepper Money
Start your application today — no impact on your credit score!
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