A Family’s Holiday Escape

This customer profile is an illustrative example inspired by real consultation and outcome.

A Dream of Family Memories

The Cullen family, a young couple with two children, dreamed of owning a holiday home where they could create lasting memories. For Mr Cullen, it was about more than just a getaway — he fondly remembered summers in his family’s caravan and wanted his children to experience the same joy.

Finding the Perfect Lodge

Their search led them to a £40,000 pre-owned lodge listed privately on Rightmove. Located at a charming, family-run holiday park near the Yorkshire Dales, it offered stunning walking trails, cycling routes, and plenty of family activities. A 12-month licence meant they could enjoy the lodge year-round, including cosy winter escapes. However, hire purchase (HP) wasn’t an option for this private purchase, so they needed another way to fund their dream.

Making the Purchase Possible

With limited savings, the Cullens chose to finance the entire cost of the lodge through a specialist secured loan. By spreading repayments over 15 years, they kept monthly payments affordable, enabling them to buy directly from the private seller.

A New Family Tradition

Now, the lodge is at the heart of the Cullens’ family life. They spend weekends and school holidays exploring the countryside, cycling together, and relaxing in their cosy retreat. It’s more than just a holiday home — it’s a place for creating cherished family memories that will last a lifetime.

Case Study Summary:

– Lodge price: £40,000
– Deposit: £0 (100% financed through a secured loan)
– Repayment term: 15 years (180 months)
– Monthly repayments: £405
– Location: Family-owned holiday park, 1.5 hours from their home, near the Yorkshire Dales and Lake District
– Benefits: Affordable monthly repayments, year-round access, close proximity to home, and easy access to outdoor activities

Ready to Start Your Own Holiday Home Upgrade?

If you are looking to trade in an older model or purchase your first holiday home, we can help. Learn more about our competitive static caravan finance options, explore our tailored holiday lodge finance, or complete our quick online form to get a same-day decision in principle today.